Privacy Policy Business-Upgrades

This website (the “Site”) is owned and operated by ELICOSOL PTE. LTD., doing business as Business-Upgrades (“Company,” “we,” “us,” or “our”). By accessing or using this Site in any manner - whether automated or otherwise - you agree to be bound by these Terms & Conditions and comply with our Privacy Policy, along with any additional terms that may apply to specific sections, products, or services offered through the Site.

We reserve the right to update, modify, or replace these Terms & Conditions at any time by posting the revised version on this Site. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Welcome to Business-Upgrades! 🚀

We’d love to say “make yourself at home,” but since this is a legally binding document, let’s make one thing clear: by using this site, you agree to play by our rules (a.k.a. these Terms & Conditions). If you don’t agree, please exit gracefully - no hard feelings.

By accessing our website, services, or offers, you acknowledge that you’ve read, understood, and agreed to these terms. If you continue using this site, we assume you’re in!

We Might Change Stuff - And That’s Okay

We reserve the right to update, modify, or throw in some new legal wizardry at any time. If we update these Terms, we’ll post the changes right here. Keep using our site, and you’re automatically agreeing to the updated terms - so check back every now and then.

What You Can & Can’t Do (A.K.A. The “Don’t Be A Jerk” Clause)

Our website and everything in it (content, materials, offers, funny jokes) belongs to us. You’re welcome to browse, learn, and even print stuff for personal use (just don’t go selling our genius ideas as your own).

You CANNOT: 🚫

❌ Copy, steal, resell, or modify our content without permission.

❌ Pretend you wrote our materials (seriously, plagiarism is lame).

❌ Use our site for shady, illegal, or spammy stuff.

❌ Hack, manipulate, or try to break anything - unless you want us to unleash a team of angry lawyers.

User-Generated Content (A.K.A. If You Post It, We Can Use It)

If you share comments, testimonials, success stories, or hilarious memes on our site or social media, you’re giving us permission to use, copy, modify, display, and brag about it in any way we like - forever. 🎉

If that makes you uncomfortable, don’t post it. Simple.

Linking & Framing (The “No Weird Stuff” Rule)

Feel free to link to our site (we love free traffic), but don’t:

🚫 Mislead people by implying we endorse something we don’t.

🚫 Frame our content in a way that makes it look like you created it.


Third-Party Shenanigans

Sometimes, we recommend tools, software, and partners. Some of those links may be affiliate links, meaning if you buy, we might make a commission. But don’t worry - we only recommend stuff we actually use and love!

We are not responsible for any issues, data breaches, or weird things that happen on third-party websites. Read their terms before doing business with them.

Disclaimers (The “Don’t Blame Us” Section)

Our website is provided “as-is”, meaning:

⚠️ We don’t guarantee it will always be available or error-free.

⚠️ We aren’t responsible if you use our strategies incorrectly.

⚠️ We can’t promise you’ll get rich overnight - results depend on your effort, industry, and how hard you hustle.💡

TL;DR: We give you the tools; you are responsible for using them correctly.

Money, Refunds & Payments 💰

The “Don’t Be That Person” Refund Policy:

Most of our programs are non-refundable - because we only work with action-takers.

If we DO offer a money-back guarantee, you’ll need to prove you actually did the work (yes, we check!).

Chargebacks are not a refund strategy - if you file one without cause, our legal team will be thrilled to handle it.

We Are Not Your Lawyer, Accountant, or Therapist

Nothing we share should be taken as legal, financial, or mental health advice. If you need help in those areas, hire a pro - we’re here for business growth, not emotional support.

Termination (A.K.A. If You Break The Rules, You’re Out)

We reserve the right to ban, block, or boot anyone who misuses our site, spam bombs our inbox, or otherwise acts like a digital gremlin.

If you misuse our services, we may:

Revoke your access (without notice).

Permanently ban you from future programs.

Refuse to issue a refund (see section 7).

Copyright & Intellectual Property (A.K.A. Our Stuff = Ours, Not Yours)

Everything on our site - content, designs, programs, graphics, materials - belongs to us. Don’t steal it.

If you’re unsure what you can use, just ask us nicely at 📩 [email protected].

Limitation of Liability (Or: “Use Our Site At Your Own Risk”)

To the fullest extent permitted by law, we are not liable for any:

Direct, indirect, or accidental damages you may suffer using our website or services.

Income loss, missed opportunities, or bad business decisions based on our advice.

Glitches, tech issues, or errors that might temporarily make our site or service unavailable.

💡 In simple terms: We provide education, strategy, and tools - how you use them is 100% on you.

Changes to These Terms

We can update these Terms & Conditions anytime. If we make changes, we’ll post the update right here. Keep using our site? That means you agree to the new rules.

Contact Us

Got questions? Need clarity? Want to send us a virtual high-five? We love hearing from you! 🎉

📩 [email protected]

📌 Business-Upgrades HQ (because we’re fancy like that).

Final Note: Welcome to the Business-Upgrades Family! 🎉

By sticking with us, you’re saying YES to growth, automation, and business transformation. We’re excited to help you scale like a boss! 🚀

💡 “Opportunities don’t happen. You create them.” – Chris Grosser.

Limited License

All content, materials, and intellectual property available on the Site are the exclusive property of Business-Upgrades and its affiliates, licensor, or content providers. These are protected by copyright, trademark, and other intellectual property laws.

You may NOT:

• Copy, modify, republish, sell, or distribute any content from the Site without explicit written permission.

• Use the Site’s materials in any manner that constitutes infringement of our rights or any unauthorized commercial use.

You may:

• Download and print one copy of individual Site pages for personal, non-commercial use, provided all copyright and proprietary notices remain intact.

Cookies & Tracking Technologies

Business-Upgrades uses the information we collect for the following purposes:

How We Use Cookies:

• To recognize you when you return to our site

• To personalize content and advertisements

• To analyze site traffic and performance

• To track user engagement and improve functionality

You have the ability to disable cookies in your browser settings. However, disabling cookies may affect your experience and limit access to certain features.

Third-Party Cookies:

We may also use third-party services, such as Google Analytics and Facebook Pixels, to track user behavior and measure campaign effectiveness. These third-party providers have their own privacy policies regarding the use of cookies and tracking technologies.

Your License to Us

If you submit or post any content to us (comments, blog entries, social media posts, photos, videos, etc.), you confirm that:

1. You own the content or have obtained permission from the rightful owner.

2. You are at least 13 years of age or older.

By submitting content, you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, modify, copy, distribute, sell, and publicly display

such content in any format, for any purpose, without compensation.

We reserve the right to remove or refuse to display any content at our sole discretion.

Limitations on Linking & Framing

You may link to our Site, but you may not:

• Claim or imply any form of sponsorship or endorsement from Business-Upgrades.

Frame or inline link our content within another website without express written permission.

Disclaimers

This Site may provide links to third-party websites . Business-Upgrades does not endorse, control, or take responsibility for any content, products, or services on external sites.

All information, products, and services on this Site are provided “as is” , without warranties of any kind , either express or implied. We do not guarantee:

• That the Site will be uninterrupted, secure, or error-free.

• That the content is 100% accurate, reliable, or up-to-date.

Limitation of Liability:

You agree to hold Business-Upgrades and its affiliates harmless from any losses, claims, damages, liabilities, or legal fees arising from your use of the Site.

Online Commerce & Transactions

Certain sections of the Site may allow you to purchase products or services. Some of these may be offered by third parties , and we are not responsible for the quality, accuracy, or reliability of these products and services.

If you purchase from a third party through our Site, their privacy policy and terms of service apply. Business-Upgrades is not liable for transactions between you and third-party merchants.

You agree to:

• Use the Site for legitimate, non-commercial purposes only.

• Only purchase products/services for yourself or someone you are legally authorized to buy for.

• Be financially responsible for all purchases made through the Site.

Interactive Features

To maintain a respectful and secure environment, you may NOT:

Restrict, harass, or intimidate other users.

Impersonate any individual, entity, or misrepresent your affiliation.

Interfere with, hack, or disrupt the Site’s servers, networks, or security features.

Engage in illegal activities or encourage harm to others.

Post unlawful, offensive, defamatory, or inappropriate content, including but not limited to:
◦ Hate speech

◦ Pornographic material
◦ Threatening language
◦ Violent or abusive remarks

Violate intellectual property rights, including posting copyrighted or trademarked material without permission.

Transmit viruses, malware, or harmful software that could compromise the Site or users.

Engage in spamming, solicitation, or unauthorized advertising.

Content Moderation

Business-Upgrades reserves the right to:

• Monitor, edit, or remove any content that violates these terms.

• Restrict or revoke access to users who engage in inappropriate behavior.

• Disclose relevant content as required by law or in response to legal processes.

While we may moderate discussions, we are not responsible for the accuracy, validity, or legality of any content posted by users. Opinions expressed in public forums are those of the individual users and do not reflect the views of Business-Upgrades.

Registration & Account Security

To access certain features of the Site, you may be required to register for an account and provide personal information. You agree to:

Provide accurate and up-to-date information.

Safeguard your username and password.

Take full responsibility for all activity under your account.

Business-Upgrades reserves the right to suspend or terminate any account that provides false information or violates these Terms.

Limitation of Liability

To the maximum extent permitted by law , Business-Upgrades, its directors, employees, affiliates, and licensor shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from:

• Your use or inability to use the Site.

• Any errors, inaccuracies , or interruptions on the Site.

• Third-party products, services, or links provided on the Site.

• Unauthorized access to or use of your data.

If you are dissatisfied with the Site, your sole remedy is to discontinue use.

Online Transactions & Purchases

Certain sections of the Site allow you to purchase products or services. Purchases may be processed by third-party payment processors , and we are

not responsible for:

• Payment failures, processing errors, or unauthorized transactions.

• The security of third-party payment platforms.

• Refunds or disputes managed by third-party providers.

By making a purchase, you agree to:

• Use legitimate payment methods .

• Adhere to our refund and cancellation policies .

• Not engage in fraudulent or speculative transactions.

Failure to complete payment may result in account suspension or service termination.

Refund & Cancellation Policy

Your purchase of a product, service, or event ticket may or may not be eligible for a refund. Each item or service has its own refund policy, which will be specified at the time of purchase.

Business-Upgrades reserves the right to refuse refunds if:

• The service has already been provided.

• The client fails to follow the agreed-upon program or instructions.

• Refund requests are made beyond the stated refund window.

Termination of Use

We reserve the right to suspend or terminate your access to the Site at any time without prior notice if:

• You violate these Terms & Conditions.

• You engage in fraudulent, abusive, or illegal behavior.

• Your actions harm or disrupt our Site, services, or users.

Termination does not release you from any payment obligations or outstanding balances for services rendered before termination.

Compliance with Laws & Intellectual Property

You agree to comply with all applicable laws and regulations when using the Site. You may not use the Site in violation of:

• Copyright, trademark, or other intellectual property laws

• Privacy and data protection laws.

• Anti-spam or consumer protection regulations.

All content, trademarks, and intellectual property on the Site are owned by Business-Upgrades and may not be copied, modified, or distributed without written permission.

Governing Law & Dispute Resolution

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Singapore, without regard to its conflict of law principles.

Dispute Resolution:

• Any disputes arising from these Terms shall first be attempted to be resolved amicably through mediation.

• If mediation fails, disputes shall be settled through binding arbitration in Singapore.

Changes to Terms & Conditions

We reserve the right to update these Terms at any time. Changes will be posted on this page, and continued use of the Site constitutes acceptance of the revised Terms.

Contact Information

If you have any questions about these Terms, please contact us at:

• 📧 [email protected]

• 📍 ELICOSOL PTE. LTD. | Business-Upgrades

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